TPD Claim: Do I need a lawyer?

14.07.21 07:57 PM By Lauren

When processing an insurance claim within your superannuation fund, people often question whether or not they need a lawyer to process it for them.

Want to know the answer to the most common question we get asked?

The short answer: Usually, no.

Let us dive into this question and explain why your situation will depend on whether you need a lawyer or not. 
What is the definition of TPD?

TPD is a Total and Permanent Disability insurance usually available within your superannuation fund that will provide you with a lump-sum payout if you're sick and/or injured and cannot return to work in your occupation.

From now knowing what the definition is, if you know you have TPD insurance available to you within your super fund, and you fall ill or an injury occurs, impacting your ability to either return to work normally or you're thinking of eventually leaving the workforce due to this, you'll most likely be eligible to make a claim.

How do I make a claim?

We have created a FREE guide that shows a step-by-step process of how to make a Total and Permanent Disability Claim yourself! Find it in our resources page HERE.

Want extra information? Check out the video below:

At what point would I need a lawyer?

Thankfully most claims do not require a lawyer to be involved at all as they are often simple enough for you to either do yourself, however some claims can be complex especially when complex medical history is involved.

How can we help you?

If you require extra assistance to process your claim or you'd rather us take on the hard work for you for a low-cost fee, we can assist you!

We are more than welcome to take on any claim, and 99% of the time we are able to process it with no issues. However, we will be 100% honest with you before we take on your claim if we think you may need assistance from a lawyer, and thankfully we have great connections with lawyers who will get you the claim you deserve!

If you'd like us to get in touch with you about helping you process a claim or even if you'd like to see how we might be able to help you, contact us HERE