ClaimRight -Low Cost Claims with Personal Service - Blog & Media #superannuation insuranceClaimRight -Low Cost Claims with Personal Service - Blog & Media #superannuation insurancehttps://www.claimright.com.au/blogs/tag/superannuation-insuranceWed, 14 May 2025 23:17:13 +1000http://zoho.com/sites/<![CDATA[Expert TPD Claims Advocacy: High-Quality Service at More Reasonable Prices]]>https://www.claimright.com.au/blogs/post/expert-tpd-claims-advocacy-high-quality-service-at-more-reasonable-prices

High-Quality Financial Service at More Reasonable Prices

TPD-Claims-Service

Dealing with Total Permanent Disability (TPD) can be one of the most challenging experiences of your life. From the physical and emotional impact to the financial strain, navigating the TPD claims process is crucial for securing compensation. However, many people are concerned about the costs of getting assistance for TPD claims, which can add additional stress. At our firm, we specialize in claims advocacy for TPD claims, offering expert support at a much more reasonable price.

 

Our fees are typically between 7-10% of the total claim amount, which is significantly lower than what most law firms charge. We also operate on a no win, no fee agreement, meaning you only pay if we win your case. Our goal is to offer top-quality services at a more accessible price, so you can pursue the compensation you deserve without the burden of exorbitant costs.

 

Why Choose Us for Your TPD Claim?

We are highly experienced claims specialists who focus solely on supporting you through the TPD claims process. We provide expert advice, guidance, and help you navigate the system. 

Here’s why choosing us is a smart and cost-effective decision

Reasonably Priced Fees (7-10% of Your Claim Amount)




While many firms charge 20-40% of the settlement for their services, we offer 7-10% fees on most claims and sometimes lower, which ensures you keep more of your payout. Our pricing structure is designed to make expert claims advocacy more accessible, without sacrificing quality.

No Win, No Fee Agreement



  2. We believe in reducing financial stress for our clients, which is why we offer a no win, no fee agreement. You don’t pay anything unless we win your claim, so there’s no financial risk for you while we fight for your payout.

Expert Claims Advocacy



We specialise in superannuation and TPD claims, providing expert support to guide you through the TPD claims process. We ensure that you understand your options and help you take the right steps. 

Capped Upper Fee for Complex Claims

​Our contracts all come with standard and upper fees. For more complex claims that require additional time and resources, we offer a capped fee. This allows us to provide the necessary support for complex claims while ensuring that your costs remain predictable. This approach gives you peace of mind, unlike hourly billing, which can add up over time.
Clear, Transparent Pricing



We believe in transparency —there are no hidden fees or surprise charges. You’ll know exactly what to expect in terms of cost, and we’ll make sure to clearly explain any charges upfront, so you can make informed decisions about your claim.

Why Other Firms May Charge More


Traditional law firms typically charge higher fees for TPD claims because they provide legal advice and representation. Their fees, which often range from 10-40% of the settlement, and potentially additional legal services involved in representing you in court, offering legal counsel, and navigating the legal aspects of your case.


As claims specialists, we can guide you through the process and ensure you receive the compensation you deserve without the higher costs typically associated with legal firms.


 

How to Get More Reasonable TPD Service: Let Us Match or Beat the Best Rates


If you’ve received a quote from another firm (in writing) and want to explore better service and a more cost-effective option, we’re here to help. We are confident that we can offer you a better rate than most traditional legal firms. Here’s how you can get started:


  •                 Send us an email at claims@claimright.com.au. Please attach the quote you received from another firm, and we’ll review it to match or beat their                 rates.
  •                 Call us at 1300 12 44 99 to discuss your case directly with one of our claims specialists.

We are committed to offering high-quality claims advocacy at reasonable prices. Our goal is to help you maximise your claim while ensuring that you pay only what’s necessary.

 

Contact us today to learn how we can help you navigate your TPD claim with expert guidance at a reasonable cost. Let us be your trusted partner in securing the compensation you deserve.

 


Book Your Free Initial Consultation
]]>Tue, 08 Apr 2025 12:59:59 +1000<![CDATA[Asgard & AIA Change Their Definitions from 1 July 2023 to expand ADLs (Activities of Daily Living) to Include Neurological Issues.]]>https://www.claimright.com.au/blogs/post/asgard-aia-change-their-definitions-from-1-july-2023-to-expand-adls-activities-of-daily-living-to-in

The face of the moon was in shadow

After much advocacy by ClaimRight and others, AIA and Asgard have updated their definitions to be more inclusive. The definition below is a positive leap forward, but we still need to see a broading expansion in line with the WHO definitions.


This is published by Asgard/ AIA

Enhancing Total & Permanent Disablement (TPD) insurance

We’re pleased to confirm that we’ve worked with the insurer to simplify and improve TPD policy terms, by reducing the number of definitions and enhancing existing definitions. These changes aim to improve investor outcomes in the event of a claim. For investors that hold TPD insurance, a summary of the changes include:

Removal of a term applicable to Standard definition TPD, requiring 15+ hours per week employment over 13 weeks prior to the date of disablement.

Replacing the Activities of Daily Living definition with Everyday Working Activities, which includes a mental illness definition to broaden scope from focus on physical activities and better address neurological disability.



Claim Your Insurance Now
]]>Thu, 25 May 2023 10:16:53 +1000<![CDATA[TPD Claim: Do I need a lawyer?]]>https://www.claimright.com.au/blogs/post/do-i-need-lawyer-for-a-insurance-claim

When processing an insurance claim within your superannuation fund, people often question whether or not they need a lawyer to process it for them.

Want to know the answer to the most common question we get asked?


The short answer: Usually, no.


Let us dive into this question and explain why your situation will depend on whether you need a lawyer or not. 
What is the definition of TPD?

TPD is a Total and Permanent Disability insurance usually available within your superannuation fund that will provide you with a lump-sum payout if you're sick and/or injured and cannot return to work in your occupation.

From now knowing what the definition is, if you know you have TPD insurance available to you within your super fund, and you fall ill or an injury occurs, impacting your ability to either return to work normally or you're thinking of eventually leaving the workforce due to this, you'll most likely be eligible to make a claim.

How do I make a claim?


We have created a FREE guide that shows a step-by-step process of how to make a Total and Permanent Disability Claim yourself! Find it in our resources page HERE.

Want extra information? Check out the video below:

At what point would I need a lawyer?


Thankfully most claims do not require a lawyer to be involved at all as they are often simple enough for you to either do yourself, however some claims can be complex especially when complex medical history is involved.

How can we help you?

If you require extra assistance to process your claim or you'd rather us take on the hard work for you for a low-cost fee, we can assist you!

We are more than welcome to take on any claim, and 99% of the time we are able to process it with no issues. However, we will be 100% honest with you before we take on your claim if we think you may need assistance from a lawyer, and thankfully we have great connections with lawyers who will get you the claim you deserve!

If you'd like us to get in touch with you about helping you process a claim or even if you'd like to see how we might be able to help you, contact us HERE
]]>Wed, 14 Jul 2021 19:57:00 +1000<![CDATA[Next steps after an illness/injury diagnosis...]]>https://www.claimright.com.au/blogs/post/steps_after_a_disability_diagnosis

Nothing about living with a disabling illness or injury is easy...
​​

It’s basically one of the biggest curveballs that life could throw at you and your family.


Suddenly there is a lot of uncertainty and anxiety surrounding what will happen in the future and what are the next steps to take in your journey. 

We help people everyday who are navigating their new way of life and trying to find solutions to make their life easier, so we understand that this isn't an easy road.


So to help you out, some of our customers have given us their best tips and tricks that helped them take the next steps in their journey, so hopefully it will help you!

The next steps to take in your journey: 

Find a support group, page or forum!


We know it may be cliché but you're not alone. Thousands of Australians are on this journey with you, you just have to find them! Join support groups on Facebook and find blogs and forums on Reddit and Google. You never know but these people might be able to give you even more tips and tricks along the way.

Access your benefits!


If you’re thinking you might have to stop working temporarily or completely, check what superannuation insurance benefits are available to you!

All you need to do is call up your recent super fund and ask if insurance is available within your superfund.

The types of insurance often available are either Total and Permanent Disability or Income Protection. Find out more below:


Types of Insurance

If you're thinking of claiming on your insurance, download our FREE Do-It-Yourself Total and Permanent Disability Insurance Process Guide and save yourself thousands in legal fees!

DOWNLOAD MY FREE GUIDE

Find out what government supports you can access

If you're off work due to your situation, your best option is to know what government support is available to you, such as Centrelink or NDIS. We have created a guide on how to best access the Disability Support Pension to start you off. We hope this helps!

Access this guide via the link below:

Disability Support Pension

We hope you find these 3 steps as helpful as our customer's found them. Just remember that there is support out there.


If you're needing a guiding hand on how to improve your financial situation to support your medical expenses, don't hesitate to reach out to us and find out what superannuation benefits are available to you.

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