<?xml version="1.0" encoding="UTF-8" ?><!-- generator=Zoho Sites --><rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:content="http://purl.org/rss/1.0/modules/content/"><channel><atom:link href="https://www.claimright.com.au/blogs/ndis-access/feed" rel="self" type="application/rss+xml"/><title>ClaimRight -Low Cost Claims with Personal Service - Blog &amp; Media , NDIS Access</title><description>ClaimRight -Low Cost Claims with Personal Service - Blog &amp; Media , NDIS Access</description><link>https://www.claimright.com.au/blogs/ndis-access</link><lastBuildDate>Thu, 15 May 2025 16:11:39 +1000</lastBuildDate><generator>http://zoho.com/sites/</generator><item><title><![CDATA[TPD Claim: Do I need a lawyer?]]></title><link>https://www.claimright.com.au/blogs/post/do-i-need-lawyer-for-a-insurance-claim</link><description><![CDATA[When processing an insurance claim within your superannuation fund, people often question whether or not they need a lawyer to process it for them. Wan ]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_5HTXSX3IrOi9Ul9yynNWZg" data-element-type="section" class="zpsection zpdefault-section zpdefault-section-bg "><style type="text/css"> [data-element-id="elm_5HTXSX3IrOi9Ul9yynNWZg"].zpsection{ border-radius:1px; } </style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_QpyDfbsXCuJz4z11NnQB-Q" data-element-type="row" class="zprow zprow-container zpalign-items-flex-start zpjustify-content-flex-start zpdefault-section zpdefault-section-bg " data-equal-column=""><style type="text/css"> [data-element-id="elm_QpyDfbsXCuJz4z11NnQB-Q"].zprow{ border-radius:1px; } </style><div data-element-id="elm_QfC7_lYyhFx4NHF-uG_1bQ" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- zpdefault-section zpdefault-section-bg "><style type="text/css"> [data-element-id="elm_QfC7_lYyhFx4NHF-uG_1bQ"].zpelem-col{ border-radius:1px; } </style><div data-element-id="elm_6QqUr1wRpd6Tzbr0hNs_Tg" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_6QqUr1wRpd6Tzbr0hNs_Tg"].zpelem-text{ border-radius:1px; } </style><div class="zptext zptext-align-left " data-editor="true"><p><span style="font-size:14px;color:inherit;font-family:basic, sans-serif;">When processing an insurance claim within your superannuation fund, people often question whether or not they need a lawyer to process it for them.</span></p><p style="font-weight:400;"><span style="font-family:basic, sans-serif;font-size:14px;">Want to know the answer to the most common question we get asked?</span></p><p style="font-weight:400;"><span style="font-family:basic, sans-serif;font-size:14px;"><br></span></p><p style="font-weight:400;"><span style="font-weight:bold;font-family:basic, sans-serif;font-size:14px;">The short answer: Usually, no.</span></p><div style="font-weight:400;"><span style="font-family:basic, sans-serif;font-size:14px;"><br></span></div><p style="font-weight:400;font-size:12px;"></p><p><span style="color:inherit;font-size:14px;font-family:basic, sans-serif;"></span></p><div style="font-weight:400;"><span style="font-family:basic, sans-serif;font-size:14px;">Let us dive into this question and explain why your situation will depend on whether you need a lawyer or not.&nbsp;</span></div></div>
</div><div data-element-id="elm_g2KYx7yZmzNclnwdoozPZQ" data-element-type="imagetext" class="zpelement zpelem-imagetext "><style> @media (min-width: 992px) { [data-element-id="elm_g2KYx7yZmzNclnwdoozPZQ"] .zpimagetext-container figure img { width: 423px !important ; height: 586px !important ; } } @media (max-width: 991px) and (min-width: 768px) { [data-element-id="elm_g2KYx7yZmzNclnwdoozPZQ"] .zpimagetext-container figure img { width:423px ; height:586px ; } } @media (max-width: 767px) { [data-element-id="elm_g2KYx7yZmzNclnwdoozPZQ"] .zpimagetext-container figure img { width:423px ; height:586px ; } } [data-element-id="elm_g2KYx7yZmzNclnwdoozPZQ"].zpelem-imagetext{ border-radius:1px; } </style><div data-size-tablet="size-original" data-size-mobile="size-original" data-align="left" data-tablet-image-separate="" data-mobile-image-separate="" class="zpimagetext-container zpimage-with-text-container zpimage-align-left zpimage-size-original zpimage-tablet-fallback-original zpimage-mobile-fallback-original hb-lightbox " data-lightbox-options="
            type:fullscreen,
            theme:dark"><figure role="none" class="zpimage-data-ref"><span class="zpimage-anchor" role="link" tabindex="0" aria-label="Open Lightbox" style="cursor:pointer;"><picture><img class="zpimage zpimage-style-none zpimage-space-none " src="/New%20TPD%20Guide%20Cover.PNG" width="423" height="586" loading="lazy" size="original" data-lightbox="true" style="height:264.91px !important;width:192px !important;"/></picture></span></figure><div class="zpimage-text zpimage-text-align-left " data-editor="true"><div style="font-weight:400;font-size:12px;"><span style="font-size:18px;font-weight:bold;">What is the definition of TPD?</span></div><div style="font-weight:400;font-size:12px;"><span style="font-size:14px;font-weight:bold;text-align:center;"><br></span></div><div style="font-weight:400;font-size:12px;"><span style="font-size:14px;font-weight:bold;text-align:center;font-style:italic;">TPD is a Total and Permanent Disability insurance usually available within your superannuation fund that will provide you with a lump-sum payout if you're sick and/or injured and cannot return to work in your occupation.</span></div><div style="font-weight:400;font-size:12px;text-align:center;"><span style="font-size:14px;"><br></span></div><p style="font-weight:400;font-size:12px;"></p><p><span style="color:inherit;"></span></p><div style="font-weight:400;font-size:12px;"><span style="font-size:14px;">From now knowing what the definition is, if you know you have TPD insurance available to you within your super fund, and you fall ill or an injury occurs, impacting your ability to either return to work normally or you're thinking of eventually leaving the workforce due to this, you'll most likely be eligible to make a claim.</span></div></div>
</div></div><div data-element-id="elm_0fcSbd_ly7vaI3BpNtsRdw" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_0fcSbd_ly7vaI3BpNtsRdw"].zpelem-text{ border-radius:1px; } </style><div class="zptext zptext-align-left " data-editor="true"><p><span style="color:inherit;"><span style="font-size:24px;"><span style="font-family:Basic, sans-serif;font-weight:bold;">How do I make a claim?</span></span></span></p><p><span style="color:inherit;"><span style="font-size:24px;"><span style="font-family:Basic, sans-serif;"><br></span></span></span></p><blockquote style="font-weight:400;margin-left:40px;"><blockquote style="margin-left:40px;"></blockquote></blockquote><div><span style="font-family:Basic, sans-serif;font-size:14px;"><div><span style="font-family:Basic, sans-serif;font-size:14px;">We have created a&nbsp;<span style="font-weight:bold;"><i>FREE&nbsp;</i>guide</span>&nbsp;that shows a&nbsp;<span style="font-weight:bold;">step-by-step process</span>&nbsp;of how to make a Total and Permanent Disability Claim yourself! Find it in our resources page&nbsp;<a href="/toolsandresources" title="HERE" rel="">HERE</a>.<br></span></div></span></div><p><span style="color:inherit;font-family:Basic, sans-serif;font-size:14px;"></span></p><div style="font-weight:400;"><span style="font-family:Basic, sans-serif;font-size:14px;">Want extra information? Check out the video below:</span></div></div>
</div><div data-element-id="elm_8xvXqLVua4cMO97wZuJsxw" data-element-type="video" class="zpelement zpelem-video "><style type="text/css"> [data-element-id="elm_8xvXqLVua4cMO97wZuJsxw"].zpelem-video{ border-radius:1px; } </style><div class="zpvideo-container zpiframe-align-left zpiframe-mobile-align- zpiframe-tablet-align-"><iframe class="zpvideo " width="560" height="315" src="//www.youtube.com/embed/vNqoghnO8O0" frameborder="0" allowfullscreen></iframe></div>
</div><div data-element-id="elm_hJCQczFhxbkrgPBeToAiRA" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_hJCQczFhxbkrgPBeToAiRA"].zpelem-text{ border-radius:1px; } </style><div class="zptext zptext-align-left " data-editor="true"><p><span style="color:inherit;font-size:24px;"><span style="font-family:Basic, sans-serif;font-weight:bold;">At what point would I need a lawyer?</span></span></p><p><span style="color:inherit;font-size:14px;"><span style="font-family:Basic, sans-serif;"><br></span></span></p><div style="font-weight:400;"><span style="font-family:Basic, sans-serif;font-size:14px;">Thankfully most claims do not require a lawyer to be involved at all as they are often simple enough for you to either do yourself, however some claims can be complex especially when complex medical history is involved.</span></div><div style="font-weight:400;"><span style="font-family:Basic, sans-serif;font-size:14px;"><br></span></div><div><div><div><span style="font-family:Basic, sans-serif;font-size:24px;font-weight:bold;">How can we help you?</span></div></div></div><div style="font-weight:400;"><span style="font-family:Basic, sans-serif;font-size:14px;"><br></span></div><div style="font-weight:400;"><span style="font-family:Basic, sans-serif;font-size:14px;">If you require extra assistance to process your claim or you'd rather us take on the hard work for you for a low-cost fee, we can assist you!</span></div><div style="font-weight:400;"><span style="font-family:Basic, sans-serif;font-size:14px;"><br></span></div><p><span style="color:inherit;font-family:Basic, sans-serif;font-size:14px;"></span></p><div style="font-weight:400;"><span style="font-family:Basic, sans-serif;font-size:14px;">We are more than welcome to take on any claim, and 99% of the time we are able to process it with no issues. However, we will be 100% honest with you&nbsp;<b>before</b>&nbsp;we take on your claim if we think you may need assistance from a lawyer, and thankfully we have great connections with lawyers who will get you the claim you deserve!</span></div><div style="font-weight:400;"><span style="font-family:Basic, sans-serif;font-size:14px;"><br></span></div><div><div><span style="font-family:Basic, sans-serif;font-size:14px;">If you'd like us to get in touch with you about helping you process a claim or even if you'd like to see how we might be able to help you, contact us <a href="/contact" title="HERE" rel="" style="font-weight:bold;">HERE</a></span></div></div></div>
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</div></div></div></div> ]]></content:encoded><pubDate>Wed, 14 Jul 2021 19:57:00 +1000</pubDate></item><item><title><![CDATA[NDIS Changes: Here's what it means for you]]></title><link>https://www.claimright.com.au/blogs/post/ndis-changes-here-s-what-it-means-for-you</link><description><![CDATA[<img align="left" hspace="5" src="https://www.claimright.com.au/large/icons/NDIS no disc ble.png"/>William John's thoughts regarding the proposed changes to the NDIS scheme's assessment tool]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_you6JUl_StW7X2AjYXQy_Q" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_IsMynBG0QEqsRuYNvnBSnA" data-element-type="row" class="zprow zprow-container zpalign-items- zpjustify-content- " data-equal-column=""><style type="text/css"></style><div data-element-id="elm_Y4j_oDSeSLONLGnGBdlWHw" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"></style><div data-element-id="elm_R1-mn0qpTP6kXZ1r29ODIw" data-element-type="heading" class="zpelement zpelem-heading "><style> [data-element-id="elm_R1-mn0qpTP6kXZ1r29ODIw"].zpelem-heading { border-radius:1px; } </style><h2
 class="zpheading zpheading-align-center " data-editor="true"><span style="font-family:Georgia, serif;font-size:18px;">Why make access to the NDIS harder than what is already is?</span><br></h2></div>
<div data-element-id="elm_o8WSm7WURTuI5O94VkGeAg" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_o8WSm7WURTuI5O94VkGeAg"].zpelem-text{ border-radius:1px; } </style><div class="zptext zptext-align-center " data-editor="true"><p></p><div style="text-align:left;"><span style="font-size:12pt;">The proposed changes within the NDIS, will see ‘independent assessments’ being conducted by a privatised contractor to assess the client’s eligibility for funding from the scheme.</span></div><div style="text-align:left;"><span style="font-size:16px;"><br></span></div>
<span style="font-size:12pt;"><div style="text-align:left;"><span style="font-size:12pt;">So, here is the problem:</span></div><div style="text-align:left;"><span style="font-size:12pt;"><br></span></div></span><p></p><p style="text-align:left;"><span style="font-size:12pt;">There is a potential for the assessors to lack the expertise that is needed to understand the complexity of a person’s condition and how it can affect them daily. Manifest conditions such as Multiple Sclerosis often have symptoms that vary daily. How can this be assessed using standardised tools when the condition itself is not standard?</span></p><p style="text-align:left;"><span style="font-size:12pt;"><br></span></p><p style="text-align:left;"><span style="font-size:12pt;">As disability experts and advocates, we stand with other individuals and organisations to fight for the rights of people living with a disability/illness.<br>The MS Society have recently made a Facebook post expressing their concern over the changes that are going to be put forward by the government.&nbsp;</span></p><p style="text-align:left;"><span style="font-size:12pt;"><br></span></p><p style="text-align:left;"><span style="font-size:12pt;">I would love to know what everyone else's thoughts are about the proposed changes. If you want to read more about it, here are a few links to head to:<br><br></span></p><p style="text-align:left;"><span style="font-size:12pt;"><a href="https://www.abc.net.au/radionational/programs/breakfast/disability-sector-demands-answers-over-tampered-ndis-review/13291198">https://www.abc.net.au/radionational/programs/breakfast/disability-sector-demands-answers-over-tampered-ndis-review/13291198</a><br></span></p><p style="text-align:left;"><a href="https://www.theguardian.com/australia-news/2021/may/03/linda-reynolds-says-coalition-will-keep-some-form-of-independent-ndis-assessments"><span style="font-size:16px;">https://www.theguardian.com/australia-news/2021/may/03/linda-reynolds-says-coalition-will-keep-some-form-of-independent-ndis-assessments</span></a><br></p><p style="text-align:left;"><a href="https://www.smh.com.au/politics/federal/shorten-calls-on-government-to-scrap-proposed-ndis-changes-20210427-p57mt7.html"><span style="font-size:16px;">https://www.smh.com.au/politics/federal/shorten-calls-on-government-to-scrap-proposed-ndis-changes-20210427-p57mt7.html</span></a><br></p><p style="text-align:left;"><br></p><p><span style="color:inherit;"></span></p><p style="text-align:left;"><span style="font-size:12pt;">If you feel like these changes will affect your chances of gaining access to the NDIS or you are currently struggling to access the scheme, contact us</span><span style="font-size:12pt;">&nbsp;today at </span><b style="font-size:12pt;"><span style="font-weight:bold;">1300 12 44 99</span></b><span style="font-size:12pt;">and we can help you or visit our Services page to see what we can do for you.</span></p></div>
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</div></div></div></div></div></div> ]]></content:encoded><pubDate>Thu, 06 May 2021 17:50:45 +1000</pubDate></item></channel></rss>